Solid all-round insurance with VZ Credit Card Visa Gold

Your VZ Credit Card Visa Gold offers the cover outlined below – not just for you, but also for all other cardholders, your spouse or partner if they live with you, and your dependent children under 25 if they live with you or are resident in Switzerland.

Travel cancellation    

Example of an insurance situation 

You go down with the flu shortly before your trip and have to cancel your flight and hotel accommodation.

Cover    

Previously: no cover 
Now: CHF 20,000    

Prerequisites

• The trip is cancelled or commenced later due to an insured event (e.g. illness, accident or death) involving you, people close to you or fellow travellers.
• The trip is a private trip lasting no more than 90 days.
• At least 60% of the travel costs were paid for with a Viseca credit card.
   

Travel curtailment

Example of an insurance situation    

You suffer from food poisoning during your trip and have to cut it short.

Cover    

Previously: no cover 
Now:  CHF 15,000    

Prerequisites

• The trip is interrupted, extended or abandoned due to an insured event (e.g. illness, accident or death).
• The trip is a private trip lasting no more than 90 days.
• At least 60% of the travel costs were paid for with a Viseca credit card.

Medical travel assistance    

Example of an insurance situation

You suffer from acute appendicitis while on holiday and have to be taken to hospital for an emergency operation. Your basic health insurance only covers part of the cost.

Cover

Previously: no cover
Now: CHF 250,000

Prerequisites

• A medical emergency occurs during the trip abroad.
• The insured person's place of residence is in Switzerland.
• The trip is a private trip lasting no more than 90 days.
• The insurer is contacted immediately and consents to the measures taken.

Transport accident insurance    

Example of an insurance situation

You're involved in an accident while travelling on a bus abroad and are paralysed as a result.    

Cover

Previously: CHF 60,000
Now: CHF 500,000

Prerequisites

• The insured person suffers an accident as a passenger in an insured means of transport, resulting in disability or death.
• At least 60% of the costs for the means of transport were paid for with a Viseca credit card.
   

Search and rescue costs

Example of an insurance situation

You're caught in a violent snowstorm while hiking in the mountains and have to be saved by a search and rescue team.    

Cover

CHF 60,000 

Prerequisites

• During the trip or while using public transport, the insured person goes missing or needs to be physically rescued from an emergency situation.

Luggage delay    

Example of an insurance situation

Your luggage doesn't reach your destination until the day after your arrival. You need to buy toiletries and clothes for your stay until your luggage arrives.

Cover

Previously: no cover 
Now: CHF 1,000    

Prerequisites

• The luggage fails to turn up within four hours of the arrival of the insured person at the destination (excluding the place of residence).
• The delay occurred in connection with travel by public transport.
• The trip is a private trip lasting no more than 90 days.
• At least 60% of the travel costs were paid for with a Viseca credit card.

Luggage   

Example of an insurance situation

Your luggage is stolen on the way from the airport to the hotel.

Cover

Previously: no cover 
Now: CHF 5,000    

Prerequisites

• The luggage was damaged, destroyed, lost or stolen during the trip.
• The trip is a private trip lasting no more than 90 days.
• At least 60% of the travel costs were paid for with a Viseca credit card.

Hire car excess    

Example of an insurance situation

You've scratched your hire car and have to pay the excess yourself.

Cover

CHF 10,000

Prerequisites

• An excess is charged by the hire company due to damage that occurred to the hired vehicle.
• At least 60% of the costs for the hired vehicle were paid for with a Viseca credit card.

Best price guarantee

Example of an insurance situation    

A week after buying a new television, you see another retailer offering the same model for CHF 200 less.    

Cover

CHF 2,000

Prerequisites

• At least 60% of the price of the insured item was paid with a Viseca credit card, and the insured item is intended for private purposes.   
• Both the purchased item and its cheaper equivalent originate from a merchant based in Switzerland (e.g. retail store, mail-order business, online supplier).
• The identical, cheaper equivalent that is available to buy can be proven to have been discovered within 14 days of the purchase.
• The price difference is at least CHF 30.

Guarantee extension

Example of an insurance situation    

Your mobile phone suddenly stops working shortly after its guarantee expires.    

Cover    

Previously: no cover 
Now: CHF 5,000    

Prerequisites

• At least 60% of the price of the insured device was paid with a Viseca credit card.
• The insured device is not more than five years old in the event of a claim and has an expired manufacturer's guarantee or dealer's warranty.
• The insured device is intended for private purposes and was purchased from a merchant based in Switzerland or its neighbouring countries (Germany, France, the Principality of Liechtenstein, Italy or Austria) or from an online shop aimed at Switzerland (e.g. ".ch" internet address and/or payment in CHF).
• The value of the device is at least CHF 100.

Purchase and delivery    

Example of an insurance situation    

Your new digital camera breaks shortly after you receive it.

Cover    

Previously: no cover 
Now: CHF 2,000

Prerequisites

• Within 30 days of the purchase, the insured item has been stolen, destroyed or damaged or, in the case of an online purchase, either delivered incorrectly or not delivered at all, or the seller has refused to take it back.
• At least 60% of the price of the insured item was paid with a Viseca credit card, and the insured item is intended for private purposes.
• The value of the item is at least CHF 50.

Tickets 

Example of an insurance situation  

You fall ill shortly before an event and are unable to attend.    

Cover  

Previously: no cover 
Now: CHF 1,000    

Prerequisites

• At least 60% of the price of the insured ticket was paid for with a Viseca credit card, and the ticket was purchased for private purposes.
• The booked event cannot be attended due to an insured event.

Online account protection

Example of an insurance situation

Your e-banking login details have been stolen and used to carry out illegal transactions.    

Cover    

Previously: no cover 
Now: CHF 10,000     

Prerequisites

• The account, mobile device or card must belong to the insured person.
• The financial transactions were performed improperly without the consent or approval of the insured person.
   

Online legal protection    

Example of an insurance situation

A photo of you appears on the internet without your consent.

Cover    

Previously: no cover
Now: CHF 10,000    

Prerequisites

• The insured person has been the victim of a computer or internet crime or has suffered a breach of privacy or copyright on the internet.

You can now apply for Priority Pass membership, which gives you privileged access to participating airport lounges (charges apply).

Our 24-hour assistance specialists are on hand to organise help for you in an emergency – just call +41 44 283 34 18. They can provide you with details of doctors, hospitals and lawyers and advise you if you have an emergency abroad.

You'll receive 1.5 surprize points for each CHF spent, and you can exchange your points for attractive rewards. You'll receive 20,000 points as a welcome gift. You can exchange these for a voucher worth around CHF 40 from a wide range of providers. On average, you'll receive rewards equivalent to around 0.2% of your credit card spending.