Documents and information
General terms and conditions
Online services
General Terms and Conditions VZ Financial Portal
Agreement for the VZ Financial Portal
Application for Registered Access to the VZ Company Portal – VZ Insurance Management
Annexe to the Contract VZ Company Portal – VZ Insurance Management
Application for Registered Access to the VZ Company Portal – VZ Pension Solutions
Investments and banking services
Custody account regulations
Brochure "Information for Clients"
General Terms and Conditions for the Use of the VZ TWINT App
Client Information "Financial Services Act (FinSA)"
Information sheet "Measures to Prevent Conflicts of Interest"
Information sheet "ESG Information - Asset Management with Index Investments"
Information sheet "ESG Information - Asset Management with Sustainable Fund Selection"
Information sheet "ESG Information - Asset Management for Companies"
Information sheet "ESG Information - Investment and Custody Account Advice"
Information sheet "ESG Information - Pillar 3a with Index Investments Focus ESG"
Risks of trading in digital assets
Trading hours
Stock market data disclaimer
Current interest rates
Terms and Conditions for the Use of the VZ Debit Mastercard
Insurance
Information for clients of VZ VersicherungsZentrum AG pursuant to article 45 of the Insurance Supervision Act (ISA) *
Collaboration with insurance companies
* Effective from 1.1.2025 (earlier versions can be ordered at versicherung [at] vzch.com (versicherung[at]vzch[dot]com))
Regulations and forms of the foundations
VZ Investment Foundation: Investment Guidelines
VZ Investment Foundation: Fee Regulations
VZ Investment Foundation 2: Investment Guidelines
VZ Investment Foundation 2: Fee Regulations
VZ OPA Collective Foundation: Investment Regulations
VZ OPA Collective Foundation: Fee Regulations
VZ OPA Collective Foundation: Pension Regulations
VZ Collective Foundation: Investment Regulations
VZ Collective Foundation: Fee Regulations
VZ Collective Foundation: Pension Regulations
VZ Vested Benefits Foundation: Investment Regulations
VZ Vested Benefits Foundation: Pension Regulations
VZ Vested Benefits Foundation: Fee Regulations
VZ Pension Foundation 3a: Fee Regulations
VZ Pension Foundation 3a: Pension Regulations
VZ Pension Foundation 3a: Investment Regulations
Investment Limits in Pillar 3a