Our solutions are straightforward and cost-effective, while offering real added value.

Manuel Rütsche
Head Asset Management VZ Depository Bank

Compulsory insurance in Switzerland

When foreigners move to Switzerland for the first time and work here, they should know what insurance they are required to have by law.

Pillar 3a

How to save on taxes with your pillar 3a

Anybody who uses their pillar 3a in addition to their OASI and pension fund pillars to save for their old age can deduct contributions from their taxable income.

Real estate

Tips on buying real estate for foreign workers

There are a number of issues that must be taken into account by foreigners wishing to buy real estate in Switzerland. Buying property is always a major investment, which also involves a certain amount of risk.

Pension fund

Is it worth paying more into your pension fund?

If you make voluntary contributions into your pension fund, you can save a lot on tax and have more money to live off in your old age.

Stock exchange and Markets
Financial investments

Financial investments: what you need to know

Anyone wanting to successfully invest money should adopt a structured approach and first of all, decide on the right investment strategy.

VZ Financial Portal Pro

Trade like the professionals

Video by VZ VermögensZentrum

Our offering

Pension solutions

At VZ, companies can save up to 30 percent on their current risk premiums and administration costs, while significantly reducing their administrative workload.

International solutions

Thanks to our international broker network, you benefit from attractive insurance solutions across the world.

Retirement planning

Plan your retirement with VZ and you can rest assured that you will be financially secure once you have stopped working.

Tax advice

Our experts show you how to optimise your tax situation over the long term and save thousands or even tens of thousands of francs.

Asset management mandates

At VZ, we combine a simple investment strategy, efficient implementation and active support. Find the right mandate for you.

Are you looking for a property?
Apartment building

6280 Hochdorf, Lucerne

Residential units
Plot Area
821 m2
Construction year
2'700'000 CHF