Self-employment: Have I organised my pension ideally from a tax perspective?

As a self-employed worker, you have the choice of organising your pension via a pillar 3a or a pension fund. The higher your salary, the more attractive it is to become a member of a pension fund. While contributions to a third pillar are limited to 20% of your net income, with a maximum of CHF 35,280 per year (as of 2023), you can pay  up to 25% of your OASI annual salary into a pension fund. Pension fund members can additionally pay up to CHF 7,056 into their pillar 3a each year. You can find out more in our free-of-charge information sheet “Tax tips for entrepreneurs”.