What insurance do I need if I am self-employed?

Depending on the legal form of your company, certain insurance is mandatory. It is also a good idea to have insurance to at least cover any risks that could threaten your personal existence or that of your company. In all cases, this would include business and professional liability insurance. For many companies, cyber-risks are nowadays one of the main business risks. This applies not only for companies who conduct their business online, but for all companies – if cyber-criminals steal data, install malware on systems or take down servers, companies can face huge losses, damage to their reputation and even disruptions to their business that could place their existence at risk.