Have I made sufficient provisions for the future?

Setting aside sufficient provisions for the future is vital to safeguard the financial security of owners and their families. In addition to a pillar 3a, a modern pension fund solution is a good way to do this. Company owners frequently underestimate the possibilities offered by the second pillar. With an individual solution for non-obligatory OPA contributions, they can lower their tax burden significantly and use these savings to build up additional assets for the period after they've passed on their companies.

Responsible company owners also make plans in the event of an emergency. They can put in place a power of attorney dictating who should take over the business if they temporarily or permanently lack legal capacity and can no longer take decisions for themselves. With a will or an inheritance agreement, they can prevent the legal order of succession from applying, which may lead to the fragmentation of the company or disputes within the family.