Why opt for index investments in pillar 3a?

Index funds aim to faithfully replicate an index such as the SMI and the Dow Jones. They’re an attractive asset class for private investors in particular, and their advantages are fully applicable in pillar 3a solutions:

• Low fees: Index funds are cost-effective because, unlike conventional, actively managed funds, they don’t require expensive fund management.
• Protection in the event of insolvency: Your funds remain in your possession even if the issuer becomes insolvent.
• Transparency: You can see which investments are being made at any time.
• Diversification: Index funds invest in different regions, countries, sectors, themes and asset classes, which reduces the investment risk.

Pillar 3a with Index Focus ESG fact sheet (PDF)