How does a pillar 3a with individual stocks differ from other products?

The pillar 3a with individual stocks is Switzerland’s first pension solution of this kind. It has a number of concrete advantages over other products: 

  • Lower fees: investors holding individual stocks lower the average cost of their portfolio.
  • Maximum transparency: by using individual stocks, you always know what proportion of your money is invested in which companies.
  • High level of diversification: The approach of investing equally in the 20 largest Swiss companies and in the other asset classes, in ETFs and other index funds, ensures broad diversification.
  • Independent decision-making: with VZ as a partner, you can be sure that your investments are always selected independently and in line with your interests.

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Free-of-charge first consultation

Talk to one of the experts at VZ. The first consultation is free-of-charge.