What insurance do I need if I am self-employed?

Depending on the legal form of your company, certain insurance is mandatory. It's also a good idea to have insurance to at least cover any serious financial risks to you or your company. In all cases, this would include business and professional liability insurance. For many companies, cyber-risks are nowadays one of the main business risks. This isn't only the case for companies that conduct their business online, but for all companies. If cyber-criminals steal data, install malware on systems or take down servers, companies can face huge losses, damage to their reputation and even disruptions to their business that could place their continued existence at risk.