How can I save on taxes?

Many business owners don't take full advantage of their potential tax savings. There's often more leeway than they think. This is demonstrated by the following possibilities:

• Salary vs. dividend: Dividends are taxed at a preferential rate and are not subject to OASI contributions. This is why the majority of business owners tend to opt for more dividends and less salary. Please note that you must first pay yourself a salary customary for the industry before you can "approve" a dividend.
• Pension fund buy-ins: Voluntary pension fund buy-ins are very attractive from a tax perspective. You can deduct the buy-in amount from your taxable income, the assets aren't taxable, and the interest income doesn't count towards taxable income.
• Pension fund solution: Many business owners would like to pay more into their pension fund but have already exhausted their buy-in potential. The solution is to optimise the pension fund solution. With a management pension plan (1e plan), you can often increase your potential by several hundred thousand francs.