29. Sep 2026
Description
(AWP Alliance News) - Mizuho Financial Group's IR Day 2026 in September 2026 brought domestic and foreign investors together for the lender's first IR Day that explicitly invited overseas investors, with management lifting its FY26 outlook to JPY 1.75 trillion for consolidated net business profits and to JPY 1.4 trillion for profit attributable to owners of parent following a strong first quarter. Group CFO Makoto Samejima said Q1 net income rose 45% year on year, net business profits rose 81%, ROE for the past 12 months was 12.5%, and the bank was targeting a price-to-book ratio of 2.0x after reaching 1.67x in Q1 and moving to around 1.8x.
Samejima also set a CET1 operational range of 9.5% to 10.5% and reiterated a total payout ratio of 50% or more, with stable dividends and flexible buybacks. Domestic Retail Business and Wealth Management head Naoshi Inomata said individual deposit balances were largely flat at JPY 0.3 trillion despite a 13% rise in online banking monthly active users and a 26% increase in account openings, prompting a push to make Mizuho the "account of choice" via payments and savings benefits.
Inomata highlighted a permanent expansion of rewards on the Mizuho-Rakuten Card from September 2026 and the June launch of "UPSIDER Bank by Mizuho" for SMEs, with account applications running at roughly twice the prior pace and AI-generated credit limits reaching up to JPY 1 billion.
https://docs.publicnow.com/91CC7440DD417937CF1C0F57D57D49399CFE9C9D
Disclaimer: This news brief was created using generative artificial intelligence. Mizuho Financial Group Inc. published the original content used to generate this news brief on September 29, 2026, and is solely responsible for the information contained therein.
