Cembra H1 FY26 net income rises 6% to CHF 92.3 million; net revenues flat at CHF 267.2 million

(AWP Alliance News) - Cembra Money Bank AG reported H1 2026 net income of CHF 92.3 million, up 6%, with basic EPS of CHF 3.15. Net revenues were flat at CHF 267.2 million, while provision for losses widened 15% to CHF 36.2 million and the cost/income ratio improved 4.1 percentage points to 43.5%. Net financing receivables rose 2% to CHF 6.7 billion, led by personal loans of CHF 2.19 billion and auto leases and loans of CHF 3.32 billion.

Cembra signed an agreement to acquire a large part of Santander's Swiss auto financing business, including about CHF 800 million of net financing receivables, with closing expected in November 2026 and EPS accretion expected from 2027. It reaffirmed guidance excluding the deal, targeting around 14% ROE for 2026 including one-off deal effects, a cost/income ratio below 43%, and a dividend of at least CHF 4.60 for 2026.

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Disclaimer: This news brief was created using generative artificial intelligence. Cembra Money Bank AG published the original content used to generate this news brief on July 23, 2026, and is solely responsible for the information contained therein.