Do we have sufficient cover as a cohabiting couple?

Under social insurance schemes and inheritance law, life partners are in a worse position than spouses: The surviving partner does not receive an OASI widow’s or widower’s pension, while many pension funds apply strict conditions to their pensions and one-time payments, and the statutory succession rules do not take life partners into account. Many cohabiting couples therefore have insufficient cover in the event of a partner dying.


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