Pillar 3a at VZ

Improving your living standard after retirement

Over the years, a pillar 3a with VZ generates an additional return of several thousand or even ten thousand francs. More than 25,000 customers already benefit from this flexible, transparent and cost-effective investment opportunity for retirement savings. 

You select one of six investment strategies with an equity share of 15 to 97 percent. Experienced investors may compile their Pillar 3a individually within the legal requirements. A 3a pillar with ETF helps you to invest in the best ETFs and index funds traded on the Swiss stock exchange. VZ is independent of product providers. This gives you the certainty that investments are selected solely in your interest.

Your pillar 3a with VZ costs up to 60% less than with other providers: you pay a flat fee of 0.68% per year. This includes transaction and custody fees, the investment of deposits as well as rebalancing. Other providers charge over 1.5%.

Regulations and information (in German)

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