Hypothèques
Comparaison des taux hypothécaires actuels en Suisse
VZ compare continuellement les taux hypothécaires actuels des plus grands prestataires de Suisse.
Fiche technique
Hypothèque Saron ou hypothèque à taux fixe?
Le tableau montre les taux d’intérêt actuels de quelque 30 établissements de crédit en Suisse pour les hypothèques à taux fixe et les hypothèques variables. Il s’agit de taux indicatifs, qui sont généralement négociables. Comme certains prestataires, comme l’UBS, ne publient pas de taux d’intérêt indicatifs pour les hypothèques, ceux-ci ne figurent pas dans le tableau.
Taux d’intérêt pour les hypothèques à taux fixe et les hypothèques variables
État: 27.05.2025
| Prestataire |
Échéance en années |
|||||||||||||||
|
Variable |
1 an |
2 ans |
3 ans |
4 ans |
5 ans |
6 ans |
7 ans |
8 ans |
9 ans |
10 ans |
11 ans |
12 ans |
13 ans |
14 ans |
15 ans |
|
| AEK BANK 1826 | 1% | 1% | 1% | 1.1% | 1.2% | 1.3% | 1.4% | 1.5% | 1.55% | 1.65% | ||||||
| Appenzeller Kantonalbank | 1.2% | 1.15% | 1.2% | 1.25% | 1.35% | 1.4% | 1.45% | 1.55% | 1.6% | 1.65% | ||||||
| AXA | 3% | 1.29% | 1.3% | 1.31% | 1.32% | 1.34% | 1.41% | 1.49% | 1.56% | 1.65% | 1.79% | 1.9% | ||||
| Baloise Bank | 2.875% | 1.1% | 1.16% | 1.24% | 1.31% | 1.41% | 1.5% | 1.58% | 1.67% | 1.73% | ||||||
| Baloise Online Hypothek | 2.875% | 1.1% | 1.16% | 1.24% | 1.31% | 1.41% | 1.5% | 1.58% | 1.67% | 1.73% | ||||||
| Banca Popolare di Sondrio (Sui | 1.2% | 1.2% | 1.2% | 1.2% | 1.2% | 1.3% | 1.4% | 1.5% | 1.55% | 1.6% | ||||||
| Bank avera | 1% | 1.11% | 1.19% | 1.3% | 1.4% | 1.49% | 1.59% | 1.67% | 1.75% | 1.82% | 1.98% | 2.04% | 2.12% | 2.16% | 2.19% | |
| Bank EKI Genossenschaft | 2.35% | 0.8% | 0.9% | 0.95% | 1.05% | 1.15% | 1.25% | 1.3% | 1.4% | 1.5% | 1.55% | 1.55% | 1.6% | 1.65% | 1.65% | |
| Bank Julius Bär | 0.84% | 0.96% | 1.11% | 1.24% | 1.35% | 1.45% | 1.53% | 1.61% | 1.69% | |||||||
| BVK | 1.03% | 1.05% | 1.09% | 1.15% | 1.24% | 1.28% | 1.37% | 1.43% | 1.49% | 1.55% | 1.6% | |||||
| Generali | 2.75% | 1.7% | 1.7% | 1.7% | 1.7% | 1.7% | 1.7% | 1.7% | 1.7% | 1.7% | ||||||
| Glarner Kantonalbank | 3.05% | 1.38% | 1.39% | 1.37% | 1.43% | 1.51% | 1.6% | 1.66% | 1.74% | 1.8% | 1.85% | 1.89% | 1.93% | 1.95% | 1.98% | |
| Graubündner Kantonalbank | 2% | 1.33% | 1.37% | 1.44% | 1.52% | 1.61% | 1.7% | 1.78% | 1.87% | 1.93% | 1.96% | 2.01% | 2.08% | 2.11% | 2.14% | |
| Hypomat | 2.75% | 0.95% | 0.96% | 0.95% | 1% | 1.08% | 1.12% | 1.24% | 1.32% | 1.34% | 1.43% | 1.48% | 1.52% | 1.54% | 1.57% | |
| Hypothekarbank Lenzburg | 2.875% | 1.2% | 1.27% | 1.37% | 1.45% | 1.53% | 1.6% | 1.7% | 1.75% | 1.79% | ||||||
| Luzerner Kantonalbank | 1.23% | 1.28% | 1.35% | 1.38% | 1.46% | 1.55% | 1.63% | 1.72% | 1.78% | |||||||
| Migros Bank | 1.3% | 1.35% | 1.36% | 1.41% | 1.51% | 1.61% | 1.68% | 1.76% | 1.82% | |||||||
| Mobiliar | 0.8% | 0.89% | 0.95% | 1.04% | 1.12% | 1.26% | 1.29% | 1.37% | 1.49% | 1.56% | 1.61% | 1.66% | 1.69% | 1.71% | ||
| PostFinance | 0.9% | 0.98% | 1.05% | 1.1% | 1.18% | 1.33% | 1.34% | 1.42% | 1.57% | 1.63% | 1.68% | 1.72% | 1.75% | 1.78% | ||
| Raiffeisen Schweiz | 3% | 1.13% | 1.19% | 1.32% | 1.44% | 1.56% | 1.67% | 1.78% | 1.88% | 1.97% | 2.29% | 2.35% | 2.45% | 2.49% | 2.52% | |
| St. Galler Kantonalbank | 1.35% | 1.35% | 1.4% | 1.45% | 1.55% | 1.65% | 1.7% | 1.8% | 1.85% | |||||||
| Swissquote | 0.93% | 0.93% | 0.97% | 1.02% | 1.11% | 1.21% | 1.33% | 1.43% | 1.5% | |||||||
| Valiant Bank | 1.2% | 1.28% | 1.34% | 1.43% | 1.52% | 1.61% | 1.68% | 1.77% | 1.83% | |||||||
| Vaudoise | 1.05% | 1.05% | 1.05% | 1.16% | 1.24% | 1.39% | 1.39% | 1.41% | 1.47% | 1.51% | 1.55% | 1.59% | 1.62% | |||
| Zuger Kantonalbank | 3% | 1.2% | 1.2% | 1.25% | 1.35% | 1.44% | 1.53% | 1.61% | 1.68% | 1.74% | ||||||
| Zürcher Kantonalbank | 1.12% | 1.21% | 1.31% | 1.4% | 1.5% | 1.58% | 1.67% | 1.74% | 1.81% | 1.97% | 2.02% | 2.11% | 2.14% | 2.18% | ||
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