Estate planning   

You can influence greatly how your wealth will be passed on some day. Therefore, it is a proof of responsible behaviour to take the necessary steps in good time to ensure that your last wishes will be respected and implemented.

The right time is now

Only those who focus on their estate early can effectively ensure that the surviving partner or children will be as financially secure as possible. We show you what instruments you can use, such as gifts, most-favoured treatments or usufructs – for example, in multi-stage estate planning up to the death of the surviving spouse, or in protecting your assets in case high medical care costs are incurred later.

Foresight benefits everyone

Targeted estate planning optimises not only inheritance and gift taxes but also the income and capital taxes of the decedent and heirs.